SuanSupply

Debt payoff tracker: snowball or avalanche

See your debt-free date and the fastest way to get there. Add your debts, set what you can pay each month and compare the debt snowball, the debt avalanche and paying minimums only. Log payments and watch every balance fall. Pay once, no account, and your data stays on your device.

The Debt Payoff Tracker overview with the debt-free date, progress, payments due this month and balance by month

What it's good for

What it does

Debt-free date

Your payoff month, overall progress and what is due this month.

Snowball, avalanche or custom

Smallest balance first, highest rate first or your own order.

Compare the methods

Months and interest saved against paying minimums only.

Month by month

Payment, interest, where the extra goes and the balance left each month.

Payments

Log each payment, mark extra payments and watch balances fall.

Warnings

A clear note if your budget is below your minimums or a minimum doesn't cover its interest. Any currency, in English and Spanish.

How it works

  1. Buy it on Etsy and download the zip.
  2. Open the HTML file in Chrome, Safari, Edge or Firefox. It works offline.
  3. Click Load example data to see a finished setup, then clear it and add your own.

Pay once. No subscription, no account.

Your data stays in your browser, on your device. Sold through our Etsy shop.

Frequently asked questions

Does it connect to my bank?

No. You add your balances and payments, and your data stays private on your device.

Is this financial advice?

No. It's a planning tool that shows the math so you can decide. Dates are estimates.

Is there a subscription?

No. You pay once on Etsy and keep the tool.

Where is my data stored?

Only in your browser, on your device. Nothing is uploaded. Use Back up to save a copy or move it to another computer.

SuanSupply is not affiliated with, endorsed by or sponsored by Etsy, Inc. Etsy is a trademark of Etsy, Inc.